Located in Middle Smithfield Township, Monroe County — where Short-Term Rental permits are available — this contemporary 3-bedroom, 2.5-bath home in amenity-rich Saw Creek Estates offers both lifestyle and investment potential in the heart of the Poconos. The open-concept main level features soaring cathedral ceilings, a stone wood-burning fireplace, and oversized windows that flood the space with natural light. A connected dining area and U-shaped kitchen create an easy flow for everyday living or entertaining. The first-floor primary suite provides privacy and convenience with its own wall A/C unit, private balcony, and a spacious bath featuring a jetted tub, separate shower, and dual hallway access. A main-level laundry area adds daily practicality. Upstairs, a cozy loft overlooks the living area — ideal for a reading nook, home office, or creative space. Two additional bedrooms each offer double closets, individual wall A/C units, and private balconies with serene forest views. One bedroom has direct access to the full bath, while a half bath is conveniently accessible from the hallway. Outdoor living includes a peaceful screened porch and wraparound deck overlooking a private 0.54-acre wooded lot. A full unfinished basement offers abundant storage or future expansion potential. Comfort is supported by electric baseboard heating, a mini-split system in the living room, and individual wall A/C units in each bedroom — allowing for efficient zone-controlled comfort year-round. Located within Saw Creek Estates, residents enjoy indoor and outdoor pools, lakes, tennis courts, a fitness center, on-site restaurant, and a private ski slope — making this property equally appealing as a full-time residence, weekend retreat, or income-producing short-term rental.